If you want a smarter, more tax effective option when saving for retirement, ABM Accountants & Business Advisors specialise in superannuation, offering strategies and advice. While superannuation can appear complex, with the right advice you can find the right strategy that will enable you to set yourself up for retirement, while minimising the amount of tax you pay.

Our accountants specialise in superannuation advice and can recommend whether self-managed superannuation (SMSF) or joining a fund is a better alternative for your financial health and retirement.

We can also advise you on the transition to retirement (TTR) rules, salary sacrifice and how other retirement income streams can impact on your superannuation.

Our accountants have detailed understanding of superannuation regulations and contribution options such as:

Our accountant has a detailed understanding of superannuation regulations and contribution options such as:

  • Employer superannuation (which is 9.5%)

  • Employee superannuation allocated salary sacrifice contributions (which are forfeited as super, rather than a taxable form of income)

  • Voluntary contributions from the employee (after tax)

  • Any government co-contributions an employee may be eligible for after tax

  • Self-employed deductible contributions

  • After tax non-deductible contributions an individual may be eligible for government co-contributions

  • Spouse related superannuation from splitting or co-contributions

ABM Accountants & Business Advisors offer a complete range of superannuation services for business and personal requirements including:

  • Estate planning

  • Superannuation strategies for wealth creation

  • Self-managed superannuation fund advice, set-up & structure

  • Tax planning

  • Lodgement of tax returns for SMSF

  • Sole purpose tests

  • Trustee structures

We’ll take the stress out of saving for retirement as our accountants have a detailed understanding of personal and business related superannuation compliance, taxation, auditing, investment and administration. With our expert advice and fund recommendations, you can dramatically grow your super, while focusing your time and energy into making the most of life and planning for retirement, as you’ll have the financial security to make your dreams a reality.

Contact ABM Accountants & Business Advisors today for further information about our Albury and Canberra superannuation services and discover whether a personal or self-managed superannuation fund is right for you. We’ll tailor a solution that will help you grow your wealth for retirement, while still allowing you to do all the things you enjoy. Our accountant will provide personalised advice and create a superannuation strategy to suit your superannuation goals at present, as well as in the future.